Can you answer J Rock’s question about Credit Repair?:

Bankruptcy was discharged last month (going back to 11/07) I wanna rebuild my credit, but a couple years ago I was denied a credit card, so what if I get denied again? I dont want to further hurt my credit score (650) by having all of these inquiries on it. What to do?

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Can you answer Steamed Bean Bun’s question about Credit Repair?:

What are some good ways to rebuild credit besides paying credit cards and bills on time? We already do these things and wanted to know if there was anything else we could do.

Rebuild Credit After Bankruptcy

Can you answer Jessica W’s question about Credit Repair?:

I had a bankruptcy three years ago, I need to rebuild credit with a card but have heard a lot of different opinions as how to do it. Secured or unsecured? How much of a percentage do you charge? and do you pay it off right away or pay the minimum monthly? If any one knows how it should be done I would really appreciate it.

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Can you answer mikelynnquinn’s question about Credit Repair?:

I was recently out of work for months and credit is destroyed. didn’t pay any credits cards and had truck reposed.(to worried about shelter and food)anyway,It isn’t really a huge amount compared to alot of people, however question is as far as trying to rebuild my credit in future is it better to consolidate and pay it all off or bankruptcy?

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Can you answer DDC’s question about Credit Repair?:

I have never had a credit card, but I have a few small bills in collections from when I was in college. They are old utilities bills, together totalling no more than $150. I haven’t been able to access my credit report online due to many address changes, but how bad can I expect my credit to be? How can I rebuild it now? I know debts in collections stay on your credit for 7 1/2 years whether you pay them or not. Help!

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