Can you answer gracefullady77’s question about Credit Repair?:

I have been told recently that you can no longer file for bankruptcy on credit card debt. I am curious if this is true and if it is; what is someone $40,000 in credit card debt trying to get an education and support a family supposed to do? I have one credit card that refuses to work with credit agencies. What do I do now? I know it is my debt, but I was a young single mother and now I am in way over my head; barely living from paycheck to paycheck. What can I do to survive while I try to finish college and support my family?

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Can you answer mtsoccerx’s question about Credit Repair?:

Im not sure if i have all of the information correct. But i know of someone that has about three small limit credit cards, and a cell phone bill that all equal to about 2500-3000 debt. As of right now its almost impossible for her to pay the minimum balance of the bills and they are threatening to take her to court. Its just overwhelming. Can she file for bankruptcy for credit cards? If not what will happen with her or what will they do.

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Can you answer smom’s question about Credit Repair?:

How long before I can reestablish my credit after I file for bankruptcy I want to buy a house in the next year or two. I am in school right now to be a RN. I am currently looking for work.

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