can you file bankruptcy for credit cards these days and phonebills?

Can you answer mtsoccerx’s question about Credit Repair?:

Im not sure if i have all of the information correct. But i know of someone that has about three small limit credit cards, and a cell phone bill that all equal to about 2500-3000 debt. As of right now its almost impossible for her to pay the minimum balance of the bills and they are threatening to take her to court. Its just overwhelming. Can she file for bankruptcy for credit cards? If not what will happen with her or what will they do.

Credit Card For Rebuilding Credit