How many credit cards should you have to rebuild credit?
July 5, 2009 by Credit Repair Tips and Advice
Filed under More Credit Repair Answers
Can you answer Nikita’s question about Credit Repair?:
I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a condo in the next couple of years. My good accounts (rental, club, cable, cell, etc.) have not reported my good credit. So how many cards should I take out that will help boost my credit score but not hinder my credit. Thank you!
Credit Cards For Repairing Credit
I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a condo in the next couple of years. My good accounts (rental, club, cable, cell, etc.) have not reported my good credit. So how many cards should I take out that will help boost my credit score but not hinder my credit. Thank you!
Credit Cards For Repairing Credit
Are there legitimate credit cards that can help rebuild credit?
June 6, 2009 by Credit Repair Tips and Advice
Filed under More Credit Repair Answers
Can you answer Sniggly_Snew’s question about Credit Repair?:
I have a Reward Zone credit card that I’m using to help rebuild my credit. From what I’ve read, I need more than one credit card to help restore my credit. Does anyone know of any legitimate companies that can help improve my credit? And, yes I realize that I must make payments on time, etc. etc.
Free Credit Score Check
I have a Reward Zone credit card that I’m using to help rebuild my credit. From what I’ve read, I need more than one credit card to help restore my credit. Does anyone know of any legitimate companies that can help improve my credit? And, yes I realize that I must make payments on time, etc. etc.
Free Credit Score Check
What are some good credit cards for credit repair that AREN’T scams?
May 30, 2009 by Credit Repair Tips and Advice
Filed under More Credit Repair Answers
Can you answer Melanie B’s question about Credit Repair?:
I’ve never had a credit card (although my credit sucks) and heard they’re a great way to repair credit. Any tips?
Bad Credit Loan Lenders
I’ve never had a credit card (although my credit sucks) and heard they’re a great way to repair credit. Any tips?
Bad Credit Loan Lenders
Credit Cards That Help Rebuild Credit
May 17, 2009 by Credit Repair Tips and Advice
Filed under About Credit Repair
If you’re one of the thousands of people out there that have bad credit and you don’t know what to do, you don’t have to worry because it isn’t the end of the world. Many people get caught up in their finances and it causes a lot of stress and I tell people that money isn’t everything. What you want to look at is your health, your friends and family. This is something that money will never be able to buy. Let’s think about this one for a second. Can you buy friends? No. I know money buys you a house, car, etc but when it comes down to your credit, let’s follow a few steps.
1. The first thing we want to do is apply for a secured credit card. This will help you improve your credit and 99% of these people get approved for the card they need. The bank will ask for a deposit and this will act your credit limit. If you don’t pay off your card, they can dip into your deposit.
2. The second thing we want to do is look at your finances. What kind of bills do you have? How are you going to pay them? If you can pay at least the minimums on each bill, you’re going to be fine for now but if you can’t, you may want to look into professional help or get tips online.
3. When in debt, money solves everything and if you can’t pay the bills, you may need to get a second job. Remember that no job is beneath you and I don’t care what you hear in the news, there are always jobs out there. In fact, I was watching a news report the other day and there are 4 million people out there without jobs and there are 3 million jobs looking to be filled. What is wrong with this picture? Stop blaming the media for not finding a job and get on a hunt. If you don’t have an education, a $30/hr factory job is a thing of the past. You’re going to find a skill and stick with it because if you don’t have one, you’re looking a minimum wage job the rest of your life.
I don’t mean to sound harsh but so many people blame everyone but themselves. If you’re working a lousy job, who’s fault is that? Is your doctor working that job because he just walked in and applied for it? No! He went to school for years and it paid off and now he’s making six figures. You can do the same thing when it comes to jobs and if you can get off your feet, learn a skill and create a business, you’ll do great in this world.
Solving debt and rebuilding your credit takes these steps. You’ll want to pay off your bills as quick as possible, never miss a payment and make money. Follow these golden rules and you’ll do just fine in life.
Thanks to Tom Tessin for contributing this article to our Credit Repair blog:
1. The first thing we want to do is apply for a secured credit card. This will help you improve your credit and 99% of these people get approved for the card they need. The bank will ask for a deposit and this will act your credit limit. If you don’t pay off your card, they can dip into your deposit.
2. The second thing we want to do is look at your finances. What kind of bills do you have? How are you going to pay them? If you can pay at least the minimums on each bill, you’re going to be fine for now but if you can’t, you may want to look into professional help or get tips online.
3. When in debt, money solves everything and if you can’t pay the bills, you may need to get a second job. Remember that no job is beneath you and I don’t care what you hear in the news, there are always jobs out there. In fact, I was watching a news report the other day and there are 4 million people out there without jobs and there are 3 million jobs looking to be filled. What is wrong with this picture? Stop blaming the media for not finding a job and get on a hunt. If you don’t have an education, a $30/hr factory job is a thing of the past. You’re going to find a skill and stick with it because if you don’t have one, you’re looking a minimum wage job the rest of your life.
I don’t mean to sound harsh but so many people blame everyone but themselves. If you’re working a lousy job, who’s fault is that? Is your doctor working that job because he just walked in and applied for it? No! He went to school for years and it paid off and now he’s making six figures. You can do the same thing when it comes to jobs and if you can get off your feet, learn a skill and create a business, you’ll do great in this world.
Solving debt and rebuilding your credit takes these steps. You’ll want to pay off your bills as quick as possible, never miss a payment and make money. Follow these golden rules and you’ll do just fine in life.
Thanks to Tom Tessin for contributing this article to our Credit Repair blog:
Find secured credit cards that help rebuild your credit and more of Tom’s work all at FINDsecuredcards.
How will a bad credit loan look on my credit?
May 6, 2009 by Credit Repair Tips and Advice
Filed under Debt Consolidation, Bad Credit Loans, Bankruptcy
Can you answer xcr0vvx’s question about Credit Repair?:
Will getting a bad credit loan to pay off some credit cards look bad on my credit history? Does it show up as just a new account when my report is checked? If it does have an adverse effect, is it worse than being extremely behind on my credit cards? I know the interest rates are very high, but thats alright with me.
Will getting a bad credit loan to pay off some credit cards look bad on my credit history? Does it show up as just a new account when my report is checked? If it does have an adverse effect, is it worse than being extremely behind on my credit cards? I know the interest rates are very high, but thats alright with me.
Also, any suggestions where to get a bad credit loan? I guess it would be a personal loan.
Thanks you in advance!!!!
Check My Credit Report
