What is the best way to go about eliminating bad credit? Using a credit repair agency or doing it yourself?
June 14, 2009 by Credit Repair Tips and Advice
Filed under More Credit Repair Answers
Can you answer Randall M’s question about Credit Repair?:
I know that credit repair agency’s send out letters that let the credit agency’s know that there is negative items on your report that is wrong in one way or another, but I am wondering if it is better to do it myself or not.
I know that credit repair agency’s send out letters that let the credit agency’s know that there is negative items on your report that is wrong in one way or another, but I am wondering if it is better to do it myself or not.
Thanks.
Bad Credit Mortgage Loans
Credit Repair Feedback: Do it yourself, to many risks/costs involved with credit repair agencies.
Credit Repair Feedback: You can do it yourself and save yourself several hundred dollars. It is a matter of sending dispute letters to all 3 of the credit reporting agencies and having them remove the negative items. They are, by law, obligated to investigate those disputed items. Sometimes the creditor does not get around to replying and the item gets removed. After you get a few of the negative items removed, you need to start establishing some positive credit - apply for a credit card or something.
I have found a free credit repair guide to help, if you need it:
mobile-ebank.com/FreeCreditRepair.html
Credit Repair Feedback: Don’t pay anyone to do something you can do for free.
Go to freeannualreport.com and look at your reports yourself.
Credit Repair Feedback: Doing it yourself can hurt you more than help….let a Professional do it for you ..I know a great site that deals with this sort of thing …you can email me if you like and I would be glad to past on the info to you…email me
Credit Repair Feedback: ?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - creditreport.imess.net