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How do I get collectors off my back?
Answered By Sophia Caylar, Editor
If the collectors are using means that can be
deemed as harassment and are being deceptive,
you can write a letter of cease and desist to
make them stop. Make sure to send this letter
by certified mail with a request for a return
receipt. According to federal law, they
should stop calling you then and should just
provide one written reply informing you of
either they will stop calling you, or take
legal steps as well. Don't worry, most
collection agencies don't sue.
keywords: Credit Repair | Bad Credit | Debt Consolidation | Collections | Debt Collectors
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