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Return To Credit Repair FAQ Archive   How long do credit bureaus have to respond to my challenge? Answered By Sophia Caylar, Editor Based on the recent revisions done on the Fair Credit Reporting Act, a credit bureau is obliged to respond to a challenge within 30 days. But, credit bureaus are given the right to consider a challenge as irrelevant and frivolous. Also, even though there is a 30 day limit for response, there is little that anyone can do if they don't do so. keywords: Credit Repair | Bad Credit | Debt Consolidation | Credit Bureau Bankruptcy Recovery American Collectors Association

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