Fcra

Question:	If I have bad credit, do I have to wait 7 to 10 years before I can get a loan?
Answer:	[read entire answer]

Question:	Am I responsible for the debts of my ex-spouse?
Answer:	[read entire answer]

Question:	If I have recently been denied credit, should I apply again?
Answer:	[read entire answer]

Recent Fcra News:

General Credit Information - Google News

Data breach cost: $1.8 million, so far - Austin American-Statesman

Texas Tribune

Data breach cost: $1.8 million, so far
Austin American-Statesman
The information was erroneously left on a publicly accessible server for about a year. Four employees in the comptroller's office have left because of the incident. The attorney general's office is investigating at least one suspicious phone call that ...
How Not to Say Sorry After a Blunder Affecting MillionsNew York Times
Comptroller Offeres Additional Credit ProtectionKUT News
Combs Hasn't Mastered Fine Art of Eating CrowTexas Tribune

all 39 news articles »

Fugitive arrested in Bennington - The Keene Sentinel

Fugitive arrested in Bennington
The Keene Sentinel
According to the Vermont Attorney General's Office, LaClaire was working as a licensed nursing assistant at the Thompson House Nursing Facility in Brattleboro when a resident's credit card was taken. Over 10 days, the card was used to withdraw several ...

Equifax Releases Mobile App for Android Users - Sacramento Bee

Equifax Releases Mobile App for Android Users
Sacramento Bee
We empower individual consumers to manage their personal credit information, protect their identity, and maximize their financial well-being. Headquartered in Atlanta, Georgia, Equifax Inc. operates in the US and 14 other countries throughout North ...

and more »

3 tips to improve your credit score, especially after a foreclosure or short sale - AZFamily

3 tips to improve your credit score, especially after a foreclosure or short sale
AZFamily
“If you were to cancel that credit card, you would also lose out on all that financial history.” Another thing you can do is watch your spending. If you can avoid it, don't ever run your credit cards up to – or worse, over -- their limits. “A general ...

and more »

Phone scammers targeting breach victim - Austin News

Consumer Affairs

Phone scammers targeting breach victim
Austin News
AUSTIN (KXAN) - The Attorney General's Office said Tuesday that people whose personal information was inadvertantly posted on a state website are being targeted by telephone scammers. The AG's office said that an employee of the Texas Health and Human ...
State Employees Warned of Phone Scam Linked to Data SnafuKUT News
AG's office warns of phone scamMonitor
Information Released By Comptroller's Office Being Used In Scam CallsFortBendNow
BusinessWeek -LubbockOnline.com
all 62 news articles »

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Additional Fcra Resources:

1. FTC Office of the Secretary - Fair Credit Reporting Act Links
The Fair Credit Reporting Act (as amended October 13, 2006) [PDF] FTC/FRB Issue Joint Report on FCRA?s Consumer Dispute Provisions Required by FACT Act

2. Fair Credit Reporting Act - Wikipedia, the free encyclopedia
The Fair Credit Reporting Act (FCRA) is an American federal law (codified at 15 U.S.C. � 1681 et seq.) that regulates the collection, dissemination,

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